A signup bonus is front-loaded, but a fee discount compounds
A bonus can matter more when your account is small or your trading volume is still low. It is immediate and easy to understand.
A fee discount matters more when you trade often enough that a small cost difference repeats across many trades. That is why active users should not stop at the bonus headline.
- Bonuses help most when you are still small and inactive.
- Fee discounts matter more as turnover rises.
- The right choice depends on trading frequency more than marketing language.