Free calculator
Crypto bonus vs fee discount calculator
Put the headline bonus hype against the fee math. Use realistic bonus value, traded volume, maker/taker mix, product, and holding period to see which benefit actually lasts longer.
Free tool
Crypto bonus vs fee discount calculator
Estimate monthly fees, the recurring value of a discount, and whether a realistic one-time bonus is still ahead for your maker/taker mix.
Product type
Best matching exchange route
MEXC
Estimated monthly fee after discount: $3.60. Estimated monthly savings from the discount: $0.40.
Bonus vs recurring discount
The realized bonus stays ahead over 12 months
On the lowest-fee matching route, the discount is worth about $4.80 over 12 months. Compared with a $40.00 realized bonus, that is $35.20 behind.
At the same volume and order mix, the recurring discount matches that bonus in about 100 months.
| Exchange | Weighted rate | Fee after discount | Monthly savings | 12-month savings | Months to match bonus |
|---|---|---|---|---|---|
| MEXC | 0.04% | $3.60 | $0.40 | $4.80 | 100 mo |
| OKX | 0.096% | $8.64 | $0.96 | $11.52 | 42 mo |
| Binance | 0.1% | $9.00 | $1.00 | $12.00 | 40 mo |
| Bybit | 0.1% | $9.00 | $1.00 | $12.00 | 40 mo |
| Gate | 0.1% | $9.00 | $1.00 | $12.00 | 40 mo |
| Bitget | 0.1% | $9.00 | $1.00 | $12.00 | 40 mo |
Discount math
What a 10% fee discount saves at different monthly volumes
This uses fee-bearing traded notional, not account balance. A small beginner account can still create high fee volume if it trades frequently or uses leverage.
| Monthly trading volume | Standard fee | With 10% discount | Monthly savings | Annualized if volume repeats |
|---|---|---|---|---|
| $1,000 | $1.00 | $0.90 | $0.10 | $1.20 |
| $10,000 | $10.00 | $9.00 | $1.00 | $12.00 |
| $50,000 | $50.00 | $45.00 | $5.00 | $60.00 |
| $100,000 | $100 | $90.00 | $10.00 | $120 |
| $500,000 | $500 | $450 | $50.00 | $600 |
Fee table
Standard fee snapshot for the main routes
Baseline VIP 0 / regular-user fee references for spot and USDT futures. Use the page updated date as the freshness marker and confirm the official fee page before opening an account.
| Exchange | Spot maker | Spot taker | Futures maker | Futures taker | Discount route | Official check |
|---|---|---|---|---|---|---|
| Binance | 0.1% | 0.1% | 0.02% | 0.05% | 10% fee discount | Fee page/Offer route |
| OKX | 0.08% | 0.1% | 0.02% | 0.05% | 10% fee discount | Fee page/Offer route |
| Bybit | 0.1% | 0.1% | 0.02% | 0.055% | 10% fee discount+ $40 total bonuses ($20 signup + $20 deposit) | Fee page/Offer route |
| Gate | 0.1% | 0.1% | 0.015% | 0.05% | 10% fee discount | Fee page/Offer route |
| Bitget | 0.1% | 0.1% | 0.02% | 0.06% | 10% fee discount+ Up to $250 total bonuses ($150 signup + $100 deposit) | Fee page/Offer route |
| MEXC | 0% | 0.05% | 0% | 0.02% | 10% fee discount | Fee page/Offer route |
FAQ
Use the calculator without fooling yourself
Is the advertised signup bonus guaranteed?
No. Headline bonus amounts can depend on eligibility, deposits, trading volume, deadlines, region, and other campaign rules. Enter only the cash value you reasonably expect to realize after those requirements.
When does a recurring fee discount beat a one-time bonus?
The break-even point is the realistic bonus value divided by your estimated monthly fee savings. Higher fee-bearing trading volume reaches break-even faster; low-volume users may never recover a large bonus gap through fees alone.
Should I enter account balance or traded volume?
Enter fee-bearing traded notional for a typical month, not account balance. Repeated trading and leverage can make traded volume much larger than the amount deposited.